A loan of $400 helped to buy hirapay leaves.

Celina's story

Celina, who is 52, is a hardworking and determined woman with a strong desire to succeed. What is more, she is cheerful and friendly. She is a widow and the children she had with her late husband are now independent. It was for their sake that she strove to succeed in the face of adversity and it was the fruits of these efforts which enabled her to buy her own home, where she lives comfortably along with her tenants.

Celina's business is selling dried hirapay (an Amazonian palm) leaves which are used for roofing houses. She stores them in her house and sells them in the street on the pavement of the busy road. Her customers visit her to obtain these leaves, which are in great demand, and because of the good service which she provides. She set up her business over a year ago with a personal loan and, so far, has been able to rely on the help of her children and one other person whom she pays weekly. She considers her business to be quite profitable on account of the earnings which it brings in. Furthermore, she says that she got the idea of starting the business from her partner, who organises the harvesting of the leaves from the rain forest, and saw that it made higher profits.

Now, therefore, having seen the good results she has achieved, she plans to continue and increase her investment in the business. This will involve obtaining a sixth loan from MFP, whose support she believes she can count on to pursue her goals. What is more, she is once again committed to making all her repayments, as she did in the case of her previous loans. She is happy with her communal bank which she considers to be a unified and caring group. The 1,000 nuevos soles which she is applying for will be used in its entirety to harvest hirapay leaves, whilst minimising costs and attempting to harvest the greatest quantity of leaves possible, and thereby make higher profits.

Translated from Spanish by Kiva volunteer Janice Crossfield

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