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Sara is a 38 year old married woman, the mother of a family. She is a trader and sells bread with beans and other sauces - she has been doing this in the mornings for one year, in an area of the capital city. Her knowledge in this field as well as her prices have helped her to get and keep a growing customer base, which is increasing day by day. This has led her to seek this loan, as her capital is no longer sufficient to fully meet demand. With the help of the loan, she will increase her stock by purchasing one bag of beans and one box of fish. The profits generated from this loan will be partly invested in the business, and she will save the rest for her children's school fees.
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Sara est une femme de 38 ans mariée, mère de famille. Elle commerçante et vend du pain avec du haricots et autres sauces en matinée depuis 1 ans dans un quartier de la capitale.Son savoir faire dans ce domaine et les prix pratiqués lui ont permis d’acquérir et fidéliser une clientèle qui s'accroît au jour le jour.Ce qui l'amène à vouloir ce crédit parce que son capital ne lui permet plus de satisfaire pleinement sa clientèle.Grâce à lui,elle pourra augmenter son stock en achetant (1 sac de haricot, et un carton de poisson) .Les bénéfices que lui apportera ce crédit seront en partie réinvesti dans son activité et le reste sera économisé pour la scolarité de ses enfants.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 1
    View loans »
    Cameroon Loans Fundraising
  • $1,320,725
    Funds lent in using Kiva
  • 498.7
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Sara to purchase a sack of beans and a box of fish.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Dec 17, 2012
Currency Exchange Loss:
Sep 4, 2014