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Monsom Group
In this Group: Martha, Rukaya
Martha and Rukaya make up the Monsom Group. They have been together since 2010 and have been very loyal to ID Ghana. Rukaya deals in assorted soaps.

Martha is a 38-year-old trader. She is a single parent with one child. She has been with ID Ghana for the past two years and is doing very well, both with her business and her family.

Martha has been selling fruits and vegetables for five years. She sells from Monday to Saturday. She opted for this business because she dropped out of school, due to lack of funds. But, with her introduction to ID Ghana, she is now doing very well in life.

This is Martha's third loan. She needs 500 GHS to buy more fruit and jewelry to sell to her customers. Combined, the partners need 950 GHS to buy more goods to sell to their customers in the community.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 13
    View loans »
    Ghana Loans Fundraising
  • $12,277,625
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Monsom Group's $525 loan helped a member to buy fruit and jewelry for resale to her customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 17, 2012
Dec 17, 2012
Currency Exchange Loss:
Jun 17, 2013