Ogbedei is a 30-year-old fish seller who is married to Adjei, a thirty-seven-year-old mason, and they both have three children. She has been with ID Ghana for the past two years and she seems to be doing very good. She has been in this business activity for 12 years now. She hawks from Mondays to Saturdays. Some of the fish is displayed in the photograph.
This is her 6th loan and the needed loan amount of 850 GHS is to buy more fish to sell to her customers. She has been able, through her business and with the help of her husband, to provide their children with quality education. She gives the praise of her success to when she joined ID Ghana.
They need a total amount of 1,450 GHS to buy more fish to sell to their customers in the community.
About ID GhanaID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid