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Rikard is a hardworking and ambitious, twenty-one year old single male. He lives in a southern part of Kosovo with his entire family. Over three years ago, he stared his own business, a Caffe. At the very beginning he started with a very small Caffe and now has managed to grow it bigger. He has many customers and he is very satisfied with the income that he earns from his business.

Now Rikard's caffe needs renovation, but he does not have enough money to do so. He is therefore requesting a loan to be able to complete this project which he believes, will result in a growing customer base. He hopes that in the future, he will be able to expand his business to make it a big restaurant. His goal is to save the money for his future. He would like to thank all Kiva lenders for helping him!

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 28
    View loans »
    Kosovo Loans Fundraising
  • $2,072,725
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Rikard renovating his caffe.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Dec 17, 2012
Currency Exchange Loss:
Jan 17, 2014