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Khatuna, age 22, is a dairy farmer. She lives with her mother, sister, and brother in the Gardabani district of East Georgia.

Khatuna is involved in agricultural activities. In particular, she has three milk cows, whose milk is used in cheese production. She milks her cows and produces cheese, which she sells locally in an open market at a good price. She is a very hard-working woman and has gained a good deal of experience in her business.

Khatuna has requested a loan in order to purchase hay for the cattle. With this store of hay, she will be able to provide the livestock with feed so that they can be properly nurtured during the winter. As the cattle will be fattening properly, they will produce more milk in spring. This will cause an increase in the overall family income. With increased income, Khatuna will be able to improve the family's living conditions.

Khatuna is grateful for your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,572,225
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Khatuna to purchase hay in order to properly feed her cattle during the upcoming winter.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 27, 2012
Dec 17, 2012
Currency Exchange Loss:
Jan 18, 2014