A loan of $250 helped to pay for grocery items, toiletries and beverages needed for her business.

Alma's story

This is Alma, 42, a resident of Payatas, Philippines. She is married to Ceriaco, a safety officer, and is a mother to her children. She, together with her husband, manages their household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Alma operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a Php5-worth of cooking oil, or an egg. She earns by getting supplies at wholesale prices and selling by the piece. Her regular customers are her neighbors and the local community. She earns a minimum of Php500 in sales every day.

To help her continue operations of her business, she is requesting a loan of PHP 10,000. She will be utilizing the loan to buy groceries, toiletries and beverages to expand her product inventory. She expects a boost in her business income as she expands her business.

Alma hopes to expand her business and dreams of having a good life and becoming rich for her family’s sake. She faithfully meets up with her co-fellowship* members to share stories of her work every week, where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.

Loan details

Lenders and lending teams

Loan details