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Originally from a rural village located in the Dambae district of Kampong Cham province, Simas is 45 years old and married. She has eight children, six of whom are dependents and still in school in the local area. She and her husband earn a living by planting cassava on four hectares of farmland as the main source of the family’s income. Having been in this business for several years, she can earn about US $26 per day and can save about US $14 each day for future needs.

Simas has been a member of Kiva’s partner, VisionFund, for two loan cycles already and she completely repaid her past loans, which have helped her relieve her family's burden and improve their livelihood. Simas is satisfied with the past loans and is now applying for another loan of US $1,500. She wants to use this loan to buy fertilizers for her farmland and to spend on farm labor. She hopes to increase her crop yields and earn a larger income to improve her living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Simas to buy fertilizers for her farmland.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Jan 1, 2013
Currency Exchange Loss:
Mar 15, 2013