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Lam is 34 years old and is married. He lives with his wife and one child, in Ho Chi Minh City. His wife earns a living by making cloth.

Lam earns an income to support his family, by running a business of producing metal products and parts. Lam intends to use his loan to expand his business and increase his productive capacity, by buying a lathe.

Lam hopes that his business will run smoothly, and that the increase in income he expects will be realized. This would help him to improve his family's living conditions and to save money for his child's education.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 66
    View loans »
    Vietnam Loans Fundraising
  • $17,237,075
    Funds lent in using Kiva
  • 20,829.7
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Lam to buy a lathe to produce metal products, which will increase his productive capacity.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Dec 15, 2012
Currency Exchange Loss:
Oct 17, 2013