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Living in a rural area located in the Bovel district of Battambang province, Yat is 48 years old and married. Four of her children are still her dependents and are in school locally. To support her big family, she and her husband have been cultivating rice for about seventeen years, and she supplements her family’s income by raising pigs. The current business earns her about KHR 36,000 per day to support the family, and she can save about KHR 26,000 each day for future needs.

This is Yat’s second loan cycle with Kiva’s partner, VisionFund. She completely paid back her first loan from VisionFund, and she used her first loan to support her business and extend her farmland. With the improved business, she is asking for another loan of KHR 2,000,000 from VisionFund. She will use this loan to buy a hand tractor (walking tractor) for her farming business and use a portion of it to pay for farm labor. She hopes this loan will enable her to increase her production, so as to earn more income to improve her standard of living and also keep her children in school until graduation.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 145
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 3,990.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Yat to buy a hand tractor (walking tractor) for her farming business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 15, 2012
Jan 1, 2013
Currency Exchange Loss:
Jul 17, 2014