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Jorge Alberto
Jorge Alberto is 41, has a common-law marriage, and lives with his daughter and wife, who are his number one priority. With the loan he plans to purchase fertilizer, fungicide, and pay for hired help to prepare the land. He also plans to purchase high quality, healthy banana trees so that they can develop well in a short period of time. He wants to take advantage of the fertile soil and the favorable climate conditions that support banana cultivation.

With these improvements to his crop, he hopes to make a little bit of profit, be able to improve the living conditions of his family, invest more in his area of cultivation, and also accomplish some goals. This is the first loan he has received from FUDECOSUR. He has not has had other loans in state banks, but FUDECOSUR has provided him the loan with the best terms and the lowest interest rate.
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Jorge Alberto, tiene la edad de 41 años, está unión libre, vive con su hija y esposa que son su mayor prioridad. Con su crédito pretende hacer la compra de fertilizantes, fungicidas y pagar mano de otra en trabajos de preparación del terreno. Además de poder comprar unas plantas de plátano de buena calidad y sanidad para que tengan un buen desarrollo a corto plazo, además de aprovechar la buena fertilidad del suelo y las condiciones de clima y otras que favorecen al cultivo de plátano. Con estas mejoras al cultivo espera obtener un poco de ganancias y así mejorar las condiciones de vida de su familia y también invertir un poco más en el área de cultivo y también cumplir algunas metas. Es el primer préstamo que recibido de FUDECOSUR. Él no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 3
    View loans »
    Costa Rica Loans Fundraising
  • $4,812,375
    Funds lent in using Kiva
  • 498.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Jorge Alberto plant bananas.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Dec 14, 2012
Currency Exchange Loss:
Dec 17, 2015