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Carmen, 38, lives in a free union with her husband; she has three children and lives with her family in a community in the municipality of San Pedro Sula, Cortes Department. Carmen works selling tortillas. She was motivated to start this business because of the need to generate higher family income. She’s currently requested a 3,000 Lempira loan to buy corn flour and fire wood. She states that this loan will help her become independent from flour vendors because they’ve been charging very high prices and this way this raw material will be less expensive. She is very grateful to ODEF and KIVA for the trust placed in her and her business.
View original language description ↓
La señora Carmen tiene 38 años de edad, convive con su esposo en unión libre, tiene 3 hijos, reside junto a su familia en una comunidad del Municipio de San Pedro Sula, Departamento de Cortes.
Carmen se dedica a la venta de tortillas, ella se motivo a establecer este negocio por la necesidad de generar mayores ingresos para su familia.
Actualmente ha solicitado un crédito por la cantidad de 3000 Lempiras los cuales serán invertidos en la compra de harina de maíz y leña.
Manifiesta que este financiamiento le ayudara a independizarse de de los vendedores de la harina ya se la han vendido a un costo muy elevado, por lo que dicha materia prima le será más barata.
Agradece mucho a ODEF y KIVA por la confianza depositada en ella y su negocio.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 49
    View loans »
    Honduras Loans Fundraising
  • $9,381,625
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Carmen to buy corn flour and firewood.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 14, 2012
Currency Exchange Loss:
Jun 18, 2013