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Grace Divine 5 Group
In this Group: Jossée Edith Sylvie, Odette, Wanignon Clémentine
The group "Grace Divine 5" is made up of 3 people who are friends and live in the same district. The group's representative, Jossée Edith Sylvie, is 33 years old. She is the one who has her hand raised in the picture. Jossée Edith Sylvie is married to Thierry. The couple have 3 dependent children, some of whom go to school. Jossée Edith Sylvie and Thierry live together with their children and take care of the different household responsibilities together. Jossée Edith Sylvie has had some formal education.

Jossée Edith Sylvie has been selling fruits, plastic items and plates at a market in Benin for around 20 years, which enables her to meet her family's needs without too much difficulty. Jossée Edith Sylvie would like to strengthen her business so that she can better satisfy her customers. In order to do this, Jossée Edith Sylvie, is requesting her 3rd loan from ALIDé, together with the other members of the "Grace Divine 5" group, so that she can buy kitchen utensils and fruit. The previous loans have been properly repaid.
Le groupe " GRACE DIVINE 5 " est formé de trois personnes qui sont des amies et résident dans le même quartier. La représentante de ce groupe, nommée Jossée Edith Sylvie, est âgée 33 ans. Jossée Edith Sylvie est celle dont la main est levée sur la photo. Jossée Edith Sylvie est mariée à un certain Thierry. Le couple a trois enfants, dont certains sont scolarisés et tous à leur charge. Jossée Edith Sylvie et Thierry vivent ensemble avec leurs enfants et assurent ensemble les différentes charges de la maison. Jossée Edith Sylvie a un peu fréquenté l’école. Jossée Edith Sylvie vend de fruits, des plastiques et des assiettes dans un marché du Bénin depuis une vingtaine d’année, ce qui lui permet de répondre sans grande difficulté aux besoins de sa famille. Dans le souci de mieux satisfaire ces clients, Jossée Edith Sylvie désire renforcer son activité. Pour ce faire, Jossée Edith Sylvie sollicite, ensemble avec les autres membres du groupe GRACE DIVINE 5, un troisième crédit auprès de ALIDé, dans le but d'acheter des ustensiles de cuisine et des fruits. Les prêts antérieurs ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 501.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Grace Divine 5 Group's $1,075 loan helped a member to buy kitchen utensils and fruit.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Dec 16, 2012
Currency Exchange Loss:
Dec 17, 2013