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Francisca is a self-sacrificing mother from a town in León Department. She’s a single mother of a son who she fully supports. She has worked in a local health center for 25 years. Because of her low academic level due to the lack of resources for schooling, she’s been working as a caretaker, a job she does with dignity. Even with those conditions, she’s been making home improvements but she needs a friendly hand in order to do them in less time which is why she’s asking Ceprodel for a loan to reach her dream. She deserves support because she’s a woman who is responsible with what she does.
View original language description ↓
La señora francisca es una Madre abnegada de un poblado del municipio del Departamento de león, es madre soltera, con un hijo al que le brinda todo el apoyo, trabaja en un centro de salud de la comunidad donde habita con 25 años de laborar.

por su bajo nivel académico ya que no pudo estudiar por ser de bajos recursos, el cargo que desempeña es de conserje, el cual lo ejerce dignamente, con esas condiciones socio económicas ella ha venido mejorando su vivienda, pero también necesita de una mano amiga para efectuarlos en menos tiempo, por solicita a ceprodel un financiamiento y emprender su sueño. esta señora merece el apoyo ya que es una mujer responsable en sus actos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Francisca to buy building materials and supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Jan 1, 2013
Currency Exchange Loss:
Jan 18, 2014