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Joseph is 24 years old. For the past four years, he has earned a living by offering point-to-point transport services in Malindi town, from which he earns a monthly profit of KES 8,000.

He was introduced to KADET LTD by a credit officer and is applying for his second loan, in the amount of KES 40,000. He is going to use a portion of the loan to service and repair his motorbike and use the remaining amount to put up a fruit and vegetable kiosk for his sister to run.

He will use the profits to invest back into his business. His goal for the future is to continue growing his businesses, so that he would improve his financial stability.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 365
    View loans »
    Kenya Loans Fundraising
  • $50,286,600
    Funds lent in using Kiva
  • 86.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Joseph to service and repair his motorbike, and to put up a fruit and vegetable kiosk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Dec 15, 2012
Currency Exchange Loss:
Jan 17, 2014