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Shavkat is an energetic and conscientious young man. He is 20 years old. He is unmarried and lives with his parents. After graduating from school, he did not have the opportunity to continue his education at university. He began to work four years ago in a local cafe as a shashlik (shish-kebab) griller. He makes shashliki (shish-kebabs) from lamb, beef and chicken. He is an expert at grilling and his customers are crazy about his shashliki. Shavkat has a good reputation among the workers at the cafe.

Shavkat's parents are simple laborers and do not have the means to repair their house. Shavkat decided to repair the house himself. However, he does not have enough money for this. He wants to repair the house and then get married, which is to say, he wants to create a good housing situation for a future wife. He is requesting a loan in the amount of 3500 somonis to purchase building materials such as cement, paint, etc. for home repair. This is his first loan and he promises to repay it on time. He awaits your kindness.
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Шавкат молодой, энергичный и добросовестный человек. Ему 20 лет. Он холост и живет с родителями. После окончания школы у него не было возможностей, чтобы продолжить учебу в университете. Он начал работать 4 года назад на местном кафе, в должности шашлычника. Он изготавливает шашлыки из баранины, говядины и куриного мяса. Он мастер своего дела и его клиенты в восторге от его шашлыков. Шавкат имеет хорошую репутацию среди работников кафе. Родители Шавката простые рабочие и они не в состоянии отремонтировать их дом. Шавкат решил сам отремонтировать дом, однако у него нет достаточно денег для этого. Он хочет отремонтировать дом и потом женится, то есть он хочет создать хорошую жилищную условию для будущей жены. Он запрашивает займ на сумму 3500 сомони для покупки строительных материалов как цемент, краски и т.п. для ремонта дома. Он кредитуется первый цикл и обещает погасить займ во время. Он ждет вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 235
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Shavkat to buy building materials such as cement and paint for repairing his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Dec 17, 2012
Currency Exchange Loss:
Oct 21, 2013