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Pann's Group
In this Group: Pann, Tup, Tot, Earb
Forty-year-old Pann resides in a rural village of Siem Reap province’s Srey Snom district in Cambodia. She is married and blessed with three sons and a daughter, all of whom are currently in school. To make a living, she works as a rice farmer on a two-hectare plot of farmland, earning around 15,000KHR per day.

Pann has been with VisionFund (Kiva’s partner) for four loan cycles already, with which she accomplished sending her children to school. Now she is leading a group of four female members to take out a loan in the amount of 3,600,000KHR in total. The group leader, Pann, will use some portion of her loan to harvest rice. The other portion of the loan will be spent on buying pigs to raise as a new business. She hopes to raise healthy and fat pigs. Via the help of this loan, she highly believes that she can increase her income and use the anticipated profits to further pursue her children’s educations.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 110
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 3,990.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Pann's Group's $925 loan helped a member to harvest rice and buy pigs to start a new pig business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 14, 2012
Jan 1, 2013
Currency Exchange Loss:
Dec 17, 2013