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Sarbinas is 43 years old, married, and has two children. In search of a main source of income for the family, Sarbinas starting working with livestock breeding. After having started with 10,000 som (KGS) to purchase 5 small bulls in 1998, the farm currently bring sin around 15,000 som (KGS) per month from the sale of dairy products and the reselling of livestock. Thanks to Sarbinas' hard work, her farm today counts 2 cows and 20 sheep. In addition to this she processes 0.4 hectares of land where she plants potatoes and beans every year.

With an aim to further develop her business, Sarbinas turned to the organization "Bai Tuhsum & Partners" for a loan in the amount of 100,000 som (KGS) for the purchase of 2 bulls and 15 sheep at a very low price, for fattening and reselling. Sarbinas plans to invest the income in further developing her business through an increase in livestock. In the future she plans to give her son an education and build a large house.
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Сарбинос 43 года, замужем, имеет 2 детей. В качестве источника дохода для семьи, Сарбинос начала заниматься животноводством. Начатое с 10,000 сом (KGS) купив 5 голов маленьких телят в 1998 году, хозяйство на сегодня приносит около 15,000 сом (KGS) в месяц от продажи молочных продуктов и перепродажи скота. Благодаря упорному труду Сарбинос, ее хозяйство насчитывает 2 коровы,20 овец. По мимо этого она обрабатывает 0,4 га землю где ежегодно сажает картофель, фасоль. В целях дальнейшего развития своего бизнеса, Сарбинос обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку 2 бычков и 15 овец по более низкой цене для откорма и перепродажи. Доходы Сарбинос планирует вложить в дальнейшее увеличение бизнес за счет увеличения поголовья скота. В её планах в будущем построить дать образование сыну и построить большой дом.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 63
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Sarbinas to purchase 2 bulls and 15 sheeps.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 17, 2012
Currency Exchange Loss:
Dec 17, 2013