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Kulnara is 49 years old and a widow. She and her husband started working with livestock breeding 20 years ago, after having started this business with 7,000 som (KGS). Thanks to persistent work, Kulnara currently has one dairy cow, 27 sheep, 2 horses and 15 goats on her farm. The monthly income from the business is 9,000 som (KGS).

With an aim to further develop her business, Kulnara turned to the organization "Bai Tushum & Partners" for a loan in the amount of 50,000 som (KGS) for the purchase of livestock for fattening. Kulnara plans to invest the income from the loan in further increasing the number of farm animals. In the future, she plans to repair the home of the household.
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Кулнара 49 лет, вдова. Она с мужем начали занимается животноводством последний 20 лет назад, начав этот бизнес с 7,000 сом. Благодаря упорному труду Кулнара в ее хозяйстве на сегодняшний день имеется 1 дойная корова, 27 голов овец, 2 лошади и 15 коз. Ежемесячный доход от бизнеса составляет 9,000 сом. В целях дальнейшего развития своего бизнеса, Кулнара обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку скота на откорм. Доходы от кредита Кулнара планирует вложить в дальнейшее увеличение количества домашней скотины. В будущем планирует отремонтировать хоз постройки дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 58
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,887,550
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Kulnara to purchase one bull and sheep.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 17, 2012
Currency Exchange Loss:
Mar 17, 2014