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Hayfaa is a 22-year-old single woman who has been selling electrical goods and and gifts since 2002. Hayfaa was only 12 years old when she started working to contribute to her family's income. She started her own business, and her wide experience in this domain helped her a lot in attracting good, loyal customers.

Hayfaa is applying for a YOUTH LOAN from Kiva partner Al Majmoua, in order to perform necessary maintenance and to decorate her shop in order to make it attractive to her customers and to organize her products in a well-managed way.

This is her second cycle as an Al Majmoua borrower, and she is in good standing with a good repayment history. Hayfaa is hoping to keep expanding her business by increasing the variety of products available.

Additional Information

More information about this loan

This loan is helping support a borrower who is under age 30. Because many young people lack business experience or established credit histories, it can be even more difficult for them to access financial services. By funding this youth loan, you are expanding opportunity for a young person with limited resources. 

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 33
    View loans »
    Lebanon Loans Fundraising
  • $19,527,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hayfaa to make necessary maintenance to her shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Dec 15, 2012
Currency Exchange Loss:
Dec 17, 2013