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Kekel lives in Meghri town with her husband and 23-year-old son. She is involved in agriculture. She breeds cattle and also has an agricultural land where peach, apricot, apple, pomegranate and fig trees are grown. She works hard in order to gather a good harvest and sell it in the local markets. Kekel's husband works out of the country as a constructor and provides financial assistance to his family. But because of the seasonality of his work he isn't able to cover the family's basic needs for the whole year.

So, Kekel has requested the loan to expand her agricultural business. With the help of the loan she will purchase a calf and forage for feeding the livestock. She will raise and fatten that calf and will use its milk in the cheese production. Selling that cheese will increase her income and enable her to provide better living conditions for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 129
    View loans »
    Armenia Loans Fundraising
  • $16,766,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Kekel to pay for a calf and forage for feeding the livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 30, 2012
Dec 15, 2012
Currency Exchange Loss:
Dec 17, 2014