Delgertsetseg is a 32-year-old married woman who has three cute girls and lives with her family in the outer Ger district. This area lacks basic infrastructure and is in the outskirts of Ulaanbaatar city, Mongolia. She specialized in accountancy but works as a manager at private company.
She has a small grocery store and she plans to rent it to others, but unfortunately her store is very old and unsafe. Thus she is requesting a 3,500,000 MNT (Mongolian Tugriks) loan to purchase the necessary renovation construction materials.
Transcapital is one of the leading non-bank financial institutions (NBFI) in Mongolia. Through 12 branches, it serves mainly urban and semi-urban microfinance clients, including a growing number of migrants in the capital city of Ulaanbaatar. Of its clients, almost 68% are women and 60% live in ger districts, settlements made up of houses and traditional Mongolian felt tents that lack basic infrastructure.