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Gulmayram is 49 years old and she is married with four grown children. Since 1997, she has been involved in raising cattle, a business she started with 30,000 som (KGS). Her husband and son actively help her on the farm. Thanks to the hard work of Gulmayram and her family, the farm now has three cows and a herd of sheep and goats. The sale of their milk and dairy products brings about 15,000 som (KGS) per month. With the goal of developing her business further, Gulmayram has turned to Bai Tushum and Partners for a loan of 80,000 som (KGS) to buy three dairy cows. She plans to use the income from this loan to increase her head of livestock in the future. Her daughter is getting married in the spring.
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Гулмайрам 49 лет, замужем. У нее с мужем 4 взрослых детей. Гулмайрам с 1997 года занимается животноводством, начав этот бизнес с 30,000 сом (KGS). По хозяйству активно помогает муж и сын Гульмайрам. Благодаря упорному труду Гулмайрам и её семьи, в ее хозяйстве на сегодняшний день имеется 3 коровы и мелко рогатый скот, продажа молока и молочных продуктов приносит около 15,000 (KGS)сом в месяц. В целях дальнейшего развития своего бизнеса, Гулмайрам обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку 3 дойных коров. Доходы от кредита Гулмайрам планирует вложить в дальнейшее увеличение домашней скотины. Ей предстоит весной отыграть свадьбу дочери.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 39
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,873,450
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Gulmayram to purchase three dairy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 30, 2012
Dec 17, 2012
Currency Exchange Loss:
Dec 17, 2013