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Aigul was born into a family of shepherds in the village of Kyzyl-Tuu. Her whole childhood was connected with raising livestock, as her parents grazed 500-600 head of sheep and goats each grazing season. When Aigul became an adult, she took a course for salespeople in the capital city and began to work as a salesclerk. In 2009, she got married, and she and her husband returned to her home village in 2010. For the first years after the family's move, Aigul experienced difficulties, there was no opportunity to expand the farm or to find employment, but in time they rented 1 hectare of land and began to grow potatoes. Later, as a means of expanding the business, Aigul got involved in animal husbandry, buying cows and selling milk. Today, her profit from milk sales is approximately 5,000 Som (KGS.) For the purpose of developing her business, Aigul has approached Bai Tushum & Partners for a loan of 80,000 Som (KGS) to buy 2 cows. She plans to use the income generated by this loan to increase her livestock herd, and to get a large farm in the future.
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Айгуль родилась в с. Кызыл-Туу в семье чабанов. Все детство Айгуль было связано в разведением скота, так как в сезон родители занимались выпасом 500-600 мелкого рогатого скота. Закончив курсы продавцов в столице, Айгуль начала работать продавцом в магазине. 2009 году Айгуль вышла замуж и вместе с мужем Батыром в 2010 году вернулась в родное село. В первые годы переезда семья Айгуль испытала трудности, не было возможности расширить хозяйство, устроиться на работу, но со временем они арендовали 1 га земли и занялись выращиваем картофеля. Затем, в качестве расширения бизнеса, Айгуль начала заниматься животноводством, купив корову, начала продавать молоко. Прибыль от продажи составляет на сегодняшний день около 5,000 сом (KGS). В целях дальнейшего расширения бизнес – деятельности, Айгуль обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 80,0000 сом (KGS) на покупку 2 коров. Доходы Айгуль планирует вложить в увеличение поголовья скота, а в будущем – основать большую ферму.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 37
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,000
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Aigul to purchase cows.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 16, 2012
Currency Exchange Loss:
Dec 17, 2014