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Jenishgul is 47 years old, a widow. After her husband's death, she was left alone with four children. The children are a reliable source of support for the mother. During the time of the perestroika, Jenishgul worked as a kindergarten teacher. After the breakup of the USSR and beginning of a new life, where each person is out for themselves, Jenishgul and her husband became involved in animal husbandry and farming. The business, started with an initial sum of 15,000 som (KGS), today yields from 10,000 som (KGS) per month from sales of milk, dairy products and sales of livestock. After her husband's death, she was left alone, but luckily her sons help her, and together they continue this business. At the present time, Jenishgul's business has one dairy cow and three sheep. In order to further develop her business, Jenishgul requested a loan in the amount of 120,000 som (KGS) from the "Bai-Tushum and Partners" company to buy five bulls for fattening up. After fattening them up, she would be able to sell them at a local market. She plans to invest the earnings into further growing her livestock headcount and dreams of building a house for her son.
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Женишгул 47 лет, вдова. После смерти мужа Женишгул осталась одна с 4 детьми. Дети является надежной опорой для матери.В период перестройки Женишгул работала воспитательницей в детском саде. После развала СССР и начала новой жизни, где каждый сам за себя. Они с Мужем начали заниматься животноводством и полеводством. Начатое со стартовой суммы в 15,000 сом (KGS) хозяйство на сегодня приносит от 10,000 сом (KGS) в месяц от продажи молока, молочных продуктов и перепродажи скота. После смерти мужа она осталась одна, но к счастью сыновья помогают ей, и они все месте продолжают начатое дело. На данный момент в хозяйстве Женишгул имеется одна дойная корова и 3 овец. В целях дальнейшего развития своего бизнеса, Женишгул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 120,000 сом (KGS) на покупку 5 бычков для откорма. После откорма она сможет реализовать их на местном рынке. Доходы Женишгул планирует вложить в дальнейшее увеличение поголовья скота и она мечтает построить дом для сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,014,625
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Jenishgul to buy five bulls for fattening up.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Dec 16, 2012
Currency Exchange Loss:
Dec 17, 2013