A loan of $1,300 helped to purchase pants, blouses, t-shirts, and children’s clothing.


Juan Carlos's story

In the area known as El Cady, in the Colon parish in the city of Portoviejo, the members of the La Cantera communal bank meet every fifteen days. In this locality, the majority of the people work in agriculture. In this place lives Juan. He is 25 years old and has a very recent common-law marriage, and has no children yet. His partner is a homemaker. He earns his living working as a mason, but there is not always work, and on occasion he has been without work for a month. Because of this, he decided to also work as a storekeeper. With the previous loan that he received from the bank, he started a business selling all types of clothing. He does this door-to-door when he is not busy from his other work. He works every day, or if not, on the weekends, as he takes the opportunity to go to other cities to offer the same products. Thanks to this, when he doesn’t have work, he is able to bring bread to his home. He is going to use this loan to purchase more merchandise, such as: pants, blouses, t-shirts, and children’s clothing. He has been in the communal bank for three loan cycles, and he likes it, because thanks to the previous loan, he began his business. His goal is to continue expanding his business.

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Translated from Spanish by Kiva volunteer Caroline Hedel


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