A loan of $1,600 helped a member to buy seeds and to hire labour.


Happy Friends Development Group's story

Using the previous loan, Charles was able to raise his income since his harvest increased as a result of a bigger cultivated field and the ability to hire more labor. He has used some of the money from the harvest sales to rent a stall where he stocks his goods when he brings them to the city to sell. Juliana, another member of the group, is a 34-year-old single mother who is hardworking and creative. She was divorced by her husband who left her for another woman. Juliana then resorted to selling charcoal to get some money to look after her children and dependents. She now wants a loan to buy wood, which she will sell in order to get school fees for her five children (a sixth child will start school next year). Juliana is challenged by stiff competition, weather changes and the tough economic times, especially now when she is the sole breadwinner for a large family. Her dream is to build a house that she and the children will call theirs. The 10th person in the picture seated at the extreme right is the UGAFODE staff.

In this group: Joselyn, Semu, Dennis , Ambassador, Juliana, Maria, Annet, Bosco, Martin
*not pictured


Loan details


Lenders and lending teams



Loan details