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Maria Isabel

Update on Maria Isabel

María Isabel, 52, is married and has three adult children. She’s from Chinandega Department, a place located in the western zone. Chinandega is noted for being a very commercially productive zone. Her economic activity is selling merchandise consisting in pants, shirts, cosmetics, perfume, dresses, shorts and camisoles. She’s been in said activity for seven years. Her daily routine is to work about 10 hours with a 20-kilogram bundle of merchandise she sells to regular and drop-by customers. She needs the financing to invest in working capital and stock up on merchandise. María Isabel is grateful for the support Kiva lenders give to people of scarce resources and to poor countries like Nicaragua so they can have a dignified way to earn a living.
View original language description ↓
María Isabel de 52 años de edad, casada, con tres hijos mayores de edad. Del departamento de Chinandega, lugar que está ubicado en la zona de occidente. Chinandega se caracteriza por ser una zona comercial productiva. Tiene por actividad económica la venta de mercadería que consisten en vender productos como pantalones, camisas, cosméticos, perfumes, vestidos, short, camisolas. Desde hace siete años que desempeña dicha actividad. La rutina diaria de María Isabel es trabajar unas 10 horas diarias con un bulto de unos 20 kg. Con mercadería para ofrecer a sus clientes fijos y eventuales. El financiamiento lo necesita para invertir en capital de trabajo y surtir su mercadería. María Isabel agradece la ayuda que los inversionistas kiva le brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Previous Loan Details

Maria Isabel is an entrepreneur who has received support through the loans for her business, which is selling general merchandise. She is a responsible entrepreneur with a very good credit record. She tells us that she used the entire previous loan for her business, in order to be able to offer h... More from Maria Isabel's previous loan »

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,767,775
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Maria Isabel to buy clothes, cosmetics and perfume.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 15, 2012
Dec 13, 2012
Currency Exchange Loss:
Nov 17, 2013