A loan of $2,400 helped a member to buy seeds, pay for labor, and buy chemical fertilizers.

Abahujumugambi Twese / Rbv Group's story

Julienne is married and belongs to the Abahujumugambi Twese/RBV solidarity group which grows onions. She is 38 years old and has six children, the eldest of whom is 20 years old and the youngest two. Five of her children go to school and she does not have any other dependents. Julienne was born in Rwanda and has four years of secondary education.

She joined ACB Ltd in 2012 and is on her second loan; she has a healthy repayment record. With the loan she has been granted she is going to buy chemical fertilizers and use the rest of the money to pay for labor. She does not expect to have any difficulties with the repayments. Her strategy is to use the modern chemical fertilizer system to develop her farming business. Her ambition is to become a wholesaler. As for her family, she is going to ensure that her children are educated up to university level and she is going to buy a house for her family. Apart from farming, she also sells clothes.

In this group: Consolee, Speciose, Julienne, Claudine, Leonille, Felicite, Saveline, Evariste, Annonciate, Atharie

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Translated from French by Kiva volunteer Alison Le Bras

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