A loan of $1,725 helped to build a new stable for his horse.

Refik's story

Refik is 28 years old, married, and the father of five children. The children are three boys and two girls, ranging in age from 1 to 10 years. Two of them go to school. The family lives together in a minority community in Kosovo.

Since 2005 Refik has worked in his own business, carrying wood for others, using his horse. This is the main income source for his family. Refik is a very hard-working man, who works a lot to support his family. He uses his horse to carry wood in his area. The money he earns from this season he must save, also, for the spring and summer seasons when he does not have a lot of work to do.

Recently the family moved into a new house in another place, and Refik wants to build a new stable for his horse. He is requesting a loan of 1,300 EUR in order to build a new stable for his horse. The loan will help him to have a place for the horse and to continue his business, which is very fruitful in this cold weather. He hopes in the future to ensure a better life for his family. His goal is to give a better education to his children. He is very grateful to all Kiva lenders!

Loan details

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Loan details