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Bardhi, who is a Roma man, is a 42-year-old married father of three, and all of them live in a major city in south central Albania. He is a bricklayer and learned this profession when he immigrated to Greece and lived there for over eight years. Bardhi’s skills are in need because construction in recent years has been booming in Albania; thus, he always finds himself busy.

Bardhi wants to repair his own little house this winter, and he hopes that lenders will provide him the loan of 100,000 Albanian Lek he is requesting from Kiva. It will be the first loan for him, yet people in his community have spoken very highly of his personable and responsible nature; thus, he will pay the loan back and on time.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Albania

  • $10,700
    Average annual income
  • 9
    View loans »
    Albania Loans Fundraising
  • $3,250,800
    Funds lent in using Kiva
  • 107.1
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Bardhi to repair his little family house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Dec 14, 2012
Currency Exchange Loss:
Dec 17, 2013