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Gayane lives in Sayat Nova village with her parents. She studies international relations at Yerevan State University. Her parents are simple working people and their income doesn't allow them to pay for Gayane's education. So Gayane has applied for the loan to pay for her tuition. The loan will help her to complete her education and become a good specialist. Gayane dreams to find a well-paying job and help her parents to sustain the family.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 111
    View loans »
    Armenia Loans Fundraising
  • $16,727,525
    Funds lent in using Kiva
  • 406.0
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Gayane to pay for university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 15, 2012
Currency Exchange Loss:
Jan 17, 2014