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Muhabbat is a young woman. She has a daughter. Unfortunately, Muhabbat divorced from her husband a few years ago. She lives with her mother and brother. Muhabbat works as a cleaner at a private institution. She tries to help her mother. She is a very punctual and responsible woman.

Muhabbat recently did repairs to the house. Currently she would like to purchase furniture for the house. She wants to make it nice for her mother and daughter, and wants them to live in comfort. But she does not have enough money to purchase furniture. Therefore Muhabbat turned to "MDO Arvand" in order to get a loan for the purchase of furniture and necessary items for the home.

Muhabbat thanks Arvand in advance for the help and support.
View original language description ↓
Мухаббат молодая женщина. У нее одна дочка. К сожалению несколько лет назад Мухаббат развелась с мужем. Она живет со своей мамой и братом. Мухаббат работает в частном учреждении, техничкой. Она старается помогать своей маме. Она очень пунктуальная и ответственная женщина.
Недавно Мухаббат провела косметический ремонт в доме. Теперь хочет приобрести мебель для дома. Она хочет создать уют для своей мамы и дочери, хочет чтобы они жили в удобстве. Но чтобы купить мебель ей не хватает денежных средств. Поэтому Мухаббат обратилась в МДО "Арванд" чтобы получить кредит для приобретения мебели и необходимых вещей для дома.
Мухаббат заранее благодарит Арванд за помощь и поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 235
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Muhabbat to purchase furniture.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 26, 2012
Dec 16, 2012
Currency Exchange Loss:
Oct 17, 2013