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Muradi is from the Terjola district. He is 41 years old and lives with his wife, his retired mother and three children. The family earns their living through an agricultural business. They run a small dairy farm with two milk cows, whose milk is used in cheese products. He sells the dairy products at the local open market. In addition to the dairy cows, the family owns a vineyard and grows different kinds of vegetables on the family-owned land. They do all the relevant agricultural work to ensure a good quality of harvest. The harvested products are sold locally.

He works hard to earn some savings and improve the living conditions for his family.

Muradi requested a loan for purchasing an additional milking cow. He will be able to produce and sell more cheese. Thus, he wants to expand his business in order to earn a good profit. With increased profits, he will be able to reinvest in his agricultural business, as well as spend more on the family’s daily needs, and the living conditions for the family will be improved.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $8,314,800
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Muradi to purchase a milk cow.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 10, 2012
Dec 14, 2012
Currency Exchange Loss:
Jun 17, 2013