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Maksud is a middle-aged man. He is married and has two children. His wife is engaged with raising the children, but is also trying to find opportunities to work.

Maksud is an experienced driver, driving a taxi route both around and outside of the city. In addition on weekends or in his spare time, he drives food products through rural areas for sale and receives additional income. Since the husband's income alone is not enough, his wife sells perfumes to her own customers from her home.

Maksud decided to cover the roof of his home before the cold weather because the roof is leaking. With the loan received, he wants to buy construction materials to repair the roof. He thanks Kiva in advance for the support and understanding.
View original language description ↓
Махсуд мужчина средних лет. Женат и имеет двоих детей. Его жена занимается воспитанием детей но тоже по возможности старается работать.
Максуд водитель со стажем, водит маршрутное такси и развозит пассажиров по городу и за городом. Кроме того по выходным или в свободное время развозит продукты питания в сельские местности на продажу и получает дополнительный доход. Так как один доход мужа им не хватает его жена продает парфюмерию своим клиентам и реализует их из дома.
Махсуд решил покрыт крышу своего дома до наступления холодов, так как крыша протекает. На полученный кредит хочет купить строительные материалы и отремонтировать крышу. Он заранее благодарит организацию Кива за поддержку и понимание.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maksud to buy building materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Dec 15, 2012
Currency Exchange Loss:
Dec 17, 2013