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Karomat is 44 years old. She is married and is raising three children. Her husband is a very conscientious person who worked in the Department of the Interior. Karomat always dreamed of having her own business, and so two years ago started her own cattle breeding business.

She has two cows. She has a large garden where she grows hay for the cattle. She sells cattle that she watched over the course of 15 days. She sells cattle twice per month. The market has many customers. She wants to build a cowshed for the livestock, but does not have sufficient funds to do so.

She is requesting a loan of 3,000 Somoni to buy construction materials to build the cowshed. In this manner, she will create the conditions for business development. With the income received, she is going to provide their children with a good education and modern technology. She is awaiting your kindness.
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Каромату 44 года. Она замужем и на воспитании имеет 3 детей. Его муж очень добросовестный человек, который работает в Отделе Внутренних Дел. Каромат всегда мечтала иметь свой бизнес, и поэтому 2 года назад она начала свой бизнес скотоводством.
Она имеет 2 коровы. У нее большой огород, где выращивает сено для скота. Она продает скот, за которым она присматривался в течение 15 дней. Она 2 раза перепродает скот в течение 1 месяца. На рынке у нее много клиентов. Она хочет построить стоило для скота, но не имеет достаточного средства для этого. Она запрашивает займ на сумму 3000 сомони для покупки строительных материалов, чтобы построить стоило. Таким образом, она будет создать условию для развития бизнеса. С полученного дохода она собирается обеспечить своих детей хорошим образованием и современными технологиями. Она ждет вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 255
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Karomat to buy building materials for building a cowshed.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 5, 2012
Dec 15, 2012
Currency Exchange Loss:
Aug 17, 2013