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Vergjinush, an Egyptian lady in her early sixties is looking for a social loan to buy and install a window and door to her one-room house. She lives in the south-central area of Albania where the cold temperatures and snowy weather start by mid November. She has been suffering by living in an open room with the windows and doors covered by blankets and cardboards. Vergjinush has a 24-year-old son who works hard to provide for both of them.

Vergjinush is almost begging lenders to help her financially and wants them to know in advance that she will pay the loan because this is not her first loan, it’s the third and she has successfully paid the previous ones. Vergjinush also wants lenders to know that she would very much appreciate their compassion.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Albania

  • $10,700
    Average annual income
  • 31
    View loans »
    Albania Loans Fundraising
  • $3,025,050
    Funds lent in using Kiva
  • 107.1
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Vergjinush to buy and install a door and window to her one-room house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Dec 13, 2012
Currency Exchange Loss:
Jun 17, 2014