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Yot's Group
In this Group: Yot, Phal
Originally from a rural village located in the Kror Kor district of Pursat province, Yot is 28 years old and married. He has three children, all of whom are dependent on him and still in school. To make a living, he has been working as a rice farmer on one hectare of farmland for several years and supplements his income by catching fish. Yot can earn about 15,000 KHR per day and save about 8,000 KHR each day for future needs.

This is a group loan for Yot with VisionFund and he has been a member of VisionFund for one cycle already. He completely paid back the loan, which has helped him better support his family’s living. Now he and his group member are applying for a loan of 1,200,000 KHR each. As the leader, he wants to use his portion to buy supplies for his fishing business. He hopes to catch more fishes so as to sell them for a good price to better his lifestyle and keep his children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 65
    View loans »
    Cambodia Loans Fundraising
  • $41,756,250
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Yot's Group's $600 loan helped a member to buy supplies for his fishing business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Jan 1, 2013
Currency Exchange Loss:
Oct 17, 2013