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Mutabar is a middle-aged woman, the mother of three children, and works as an accountant at a public institution. She has worked in the budgetary sphere for many years. Her husband is retired and is engaged in private work. Mutabar tries hard for her children not to be in need anything.

Mutabar appealed to Kiva for help. According to national traditions, Tajiks have many ceremonies and events, one of which is the birth of a grandchild. As grandmother, Mutabar must prepare many gifts and put on a big event. To do this, Tajiks save money, but with a state salary it is not possible to save up much.

With the loan received, Mutabar wants to buy gifts for her grandson and to host an event. She looks forward to the help and support from Kiva and sends her thanks in advance.
View original language description ↓
Мутабар женщина средних лет, мать троих детей,работает бухгалтером в государственном учреждении. Много лет проработала в бюджетной сфере. Ее муж пенсионер и занимается частными работами. Мутабар очень старается чтобы его дети не нуждались не в чем.
Мутабар обратилась организацию Кива за помощью. По национальным традициям у таджиков много обрядов и мероприятий, одно из которых мероприятие по поводу рождения внуков и Мутабар как бабушка должна готовить много подарков и провести большое мероприятие. Для этого таджики копят деньги, но на государственную зарплату отложить деньги невозможно.
На полученный кредит Мутабар хочет купить подарки своему внуку и провести это мероприятие. Она очень надеется на помощь и поддержку со стороны организации Кива и заранее благодарит.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 220
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Mutabar to buy gifts for her grandson.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 17, 2012
Dec 15, 2012
Currency Exchange Loss:
Jun 17, 2014