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Julita and her family stay at Solana and have a farming business as the family's main source of income. They plant and harvest rice to sell to traders in their village. They usually generate about P15,000 each harvest season, which is twice a year. The money is used to pay for their meals, pay off bills at home, and pay for the education expenses of her four children.

Julita is now asking for a loan of P20,000 to invest in the farming business to ensure good nutrition. She will buy fertilizers and pesticides used in farming.

In the future, Julita would like to keep achieving abundant crops so they will earn more income for the development of the family's living conditions.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 341
    View loans »
    Philippines Loans Fundraising
  • $70,737,375
    Funds lent in using Kiva
  • 41.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Julita to buy fertilizers and pesticides used in farming.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 22, 2012
Jan 1, 2013
Currency Exchange Loss:
Aug 23, 2013