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Marziya is 41 yeras old, married, and the mother of three children. Her eldest son is an adult and works in Russia, and the younger is attending school. After the collapse of the USSR and the collective farms, Marziya received her own plot of land. And since she was engaged in cattle breading and cultivating field crops, she started her own business with the acquisition of one cow.

Through her efforts and hard work, Marziya today has a developed farm with two cows and ten head of sheep. The family's monthly income from the sale of milke and livestock comes to 10,000 KGS.

In order to further develop her business, Marziya appealed to Bai-Tushum and Partners for a loan of 50,000 Som (KGS) to purchase additional livestock, or more specifically to buy one cow and sheep which will increase the family income. She intends to invest income from this project to further increase her farm and to save for the welfare of the family.
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Марзие 41 год. Замужем, мать 3 детей. Старший сын взрослый, он работает в России, младшие учатся в школе.После развала СССР и развала коллективных хозяйств Марзия получила свой участок. И с тех пор она занимается животноводством и полеводством.Она начала свой бизнес с приобретения одной коровы. Благодаря стараниям и труду Марзии на сегодняшний день они имеют развитое хозяйство, в хозяйстве у них имеется 2 коровы и 10 голов овец. Ежемесяцный доход семьи от продажи молока и перепродажи скота оставляет 10,000 KGS. Для дальнейшего развития своего бизнеса, Марзия обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на приобретение дополнительных голов скота, точнее она планирует приобрести 1 корову и овец, что позволит увеличить доходы семьи. Доходы от данного проекта она намерена вкладывать в дальнейшее увеличение своего хозяйство и вкладывать улучшение благосостояния семьи.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 74
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 47.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Marziya to purchase a cow and sheep.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Nov 30, 2012
Dec 15, 2012
Currency Exchange Loss:
Jun 17, 2014