A loan of $250 helped to purchase supplies and merchandise such as clothing, footwear, undergarments, and cosmetics..

Milagros's story

Milagros is 54 years old, married, and has children. She is a resident of Bacoor, Cavite, Philippines. Her husband is a carpenter. She, together with her husband, manages their household while operating the business. She works hard to continually provide income for her everyday expenses.

Milagros maintains a direct selling business. She sells clothing, footwear, undergarments, cosmetics, and other products through the popular direct selling brands such as Avon, Fuller Life, Natasha, Boardwalk, Marikina Shoe Exchange, and other direct selling brands. A customers order is bought in cash by the dealer and then given to the customer with a one-month-to-pay credit. Dealers' prices are lower than those in the catalogs, and these are the profits that dealers are investing. Milagros' regular customers are her neighbors and the local community. She earns a minimum of 2,000 PHP in sales every week.

To help her continue operations of her business, Milagros is requesting a loan for 10,000 PHP, which she will use to buy additional supplies and merchandise products such as shampoo, cologne, deodorant, perfume, soap, fabric softener, undergarments, and other products needed in her business. She expects a boost in her business income as she expands her business.

Milagros hopes that her child who is studying nursing will finish her studies. She faithfully meets up with her co-fellowship members * to share stories of her work every week and where she can also draw strength and inspiration from God.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study God, build social capital, and pay microfinance loans.

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