A loan of $750 helped to pay for grocery items, toiletries and beverages that she will sell in her store.

Julie's story

This is Julie, 52, a resident of Bacoor, Cavite, Philippines. She is married to Melchor, a laborer, and the mother of her children. Together with her husband, she manages their household, while operating a business. She is working hard continually, to provide income for their everyday expenses.

Julie operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, PHP 5-worth of cooking oil, or an egg. She earns by getting supplies at wholesale prices and selling by the piece. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day.

To help her continue operating her business, she is requesting a PHP 30,000 loan. She will use the loan to buy groceries, toiletries and beverages, to expand her product inventory. She expects a boost in her business income as she expands her business.

Julie hopes to expand her business and dreams of giving her children a good and quality education through all her hard work on her business. She faithfully meets with her co-fellowship* members every week, to share stories of her work and to draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

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