A loan of $1,125 helped to buy steel, sandpaper, welding rods and polishing disks.


Eunice's story

Eunice is 41 years old and has an ornamental iron workshop where she makes grills; mainly for doors and windows. Her business is located in an area of her home, in the town where she lives with her partner and her children, ages 3 to 10.

She needs to buy steel, sandpaper, welding rods and polishing disks. Her aim is to increase her output and obtain discounts by acquiring these raw materials in bulk and getting good prices. This is in order to pass them on to her customers at the end of the transaction.

Her funds are insufficient to respond to the growth in her demand. This is because she sells 50% on credit and 50% for cash, and her recovery of debts is not timely enough to respond to her orders. For this reason, investing becomes a great challenge. This is why she is applying for a credikiva loan, her second with Fundación Mario Santo Domingo.

With the loan, she will buy the necessary supplies so that she can succeed in being effective and increasing her income once again. This because the first loan enabled her to fulfill the needs of her loyal clientele, which she has built in the 24 years since she began, after having taken a course through the National Learning Service (SENA). There she learned the basic elements of ornamental iron work: designing, measuring, cutting steel, welding, polishing, painting and installing.

Today in her business, she has a sales frequency of five days, buying the supplies for cash at steel distributors. With her business she is fulfilling her objective, for which her idea was born, which is to generate income to help with household expenses, responding in this way to the lack of job opportunities and to the support she has received from her uncles. They were the ones who supplied her with her first working capital, so that someday she could get ahead in life, which remains the goal she still dreams of.

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Translated from Spanish by Kiva volunteer Jeff Goldie



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