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Judith Erlinda

Update on Judith Erlinda

Judith sells crafts, undergarments, and dairy products. She received a Kiva loan in the past and used it to buy products in bulk, which she sold and increased her working capital. She says that she is very grateful to the lenders for supporting her and that today she is applying for a Kiva loan that she will use to buy crafts from Tuchi, Córdoba department, such as book bags, hats, cheese, and women’s and children’s clothing to sell in the Bolívar department, where she has many requests from art shops that sell items from different regions. She wants to have a good assortment of her products to show.
View original language description ↓
Judith se dedica al comercio de artesanías y a la venta de ropa interior y lácteos; en el pasado recibió un credikiva con el cual compró en mayor volumen estos productos, los vendió y aumentó su capital de trabajo. Ella dice a sus financiadores que tiene mucho agradecimiento con ellos, por apoyarla y que hoy está aplicando a un credikiva, con el cual comprará artesanías de Tuchin-departamento de Córdoba, como Mochilas, sombreros, queso, ropa femenina e infantil para vender en el departamento de Bolívar, donde tiene muchos pedidos de almacenes de artesanías que combinan estos artículos de cada región para tener una excelente muestra en sus inventarios.

Previous Loan Details

With her previous Kiva loan, Judith was able to buy bags, backpacks, and handcrafted items to sell, as well as increase slightly her operating capital. This new Kiva loan will allow her to buy the same items. Her dream is to grow her business until it is formally complete. Judith is very grate... More from Judith Erlinda's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 317
    View loans »
    Colombia Loans Fundraising
  • $18,147,400
    Funds lent in using Kiva
  • 1,802.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Judith Erlinda to buy merchandise.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 26, 2012
Dec 12, 2012
Currency Exchange Loss:
Jan 17, 2014