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Martha Frida
Martha, 44, is a widow and has two children who are 3 and 25 years old. Martha sells music DVDs in a store located in her house which is in the Plan 482 zone. This loan is her first sequence in the institution and Martha will use it to buy Christmas carol albums because demand for them is high this season.

The business challenge Martha faces is lack of ready cash to buy these products and she will use profits to continue buying a variety of seasonal products to sell. Her dream for the business is to grow more and to help her family since this is the activity by means of which she supports her family.
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La Sra. Martha tiene 44 años, ella es viuda y tiene 2 hijos que son de 3 y 25 años, la Sra. Martha se dedica a la venta de Dvds de música en su tienda de venta que se encuentra en su misma casa que está en la zona de Plan 482, este préstamo es su primera secuencia dentro de la institución, la Sra. Martha va a usar este préstamo para invertir en la compra de albunes de villancicos navideños, ya que esta época es de mucha demanda, la Sra. Martha enfrenta retos en su negocio que son la falta de efectivo para la compra de estos productos y va a utilizar los beneficios para seguir comprando variedad de productos según la temporada para vender, su deseo para su negocio es crecer más y ayudar a su familia, ya que esta es la actividad con la que mantiene a su familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 123
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Martha Frida to buy music albums, Christmas carols.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 30, 2012
Dec 12, 2012
Currency Exchange Loss:
Jul 17, 2013