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Hasmik lives in Spandarian village, Syunik region, with her husband and 17-year-old son. She is involved in agriculture. She breeds cattle and cultivates barley, potatoes and wheat. Her husband works at local school and earns monthly income. But unfortunately, his income is not enough to cover the costs of the family.

Hasmik has applied for the loan to purchase forage for feeding the livestock. This will help her to cover some operational costs, and she will be able to pay for the family’s everyday living expenses.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Hasmik to pay for forage for feeding the livestock.
100% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 13, 2012
Currency Exchange Loss:
Jan 17, 2016