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Gohar is a 39-year-old mother of two children. She works at a local shop and gets a monthly salary. Gohar's elder son studies at Yerevan Medical College "Erebuni" in the dental department. Together with her husband, Gohar works hard in order to sustain the family, but unfortunately their salaries don't allow them to pay for their son's education. So, Gohar has applied for this loan to pay the tuition. The loan will help her son to complete his education in college and apply for the university.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 159
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • 406.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Gohar to pay for college tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 3, 2012
Dec 13, 2012
Currency Exchange Loss:
Jan 17, 2014