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Shazia's Group
In this Group: Shazia, Robina, Azra
Shazia is a 36-year-old, hardworking woman, and a responsible mother of two sons and three daughters. Her husband is a taxi driver, but his income is inadequate to fulfill the household needs. She is facing a very difficult time. Shazia, herself, is a tailor by profession and works eight hours a day with full dedication. In spite of working full time, she takes care of all the housework and makes sure that she can fulfill all of her children's needs. All of the income which comes from her tailoring business goes to the household expenses, on account of which she is unable to save any amount for her children’s future.

Shazia, as a member of this three-person borrowing group, has requested a loan from Kiva's partner, BRAC Pakistan, to purchase fabric and a sewing machine for her tailoring business. (Currently, she has only one sewing machine, which she uses for personal use as well as for her tailoring business.) This loan will help her to increase her net income. Shazia hopes that the loan will be beneficial to them.

Note: In the picture, Shazia holds a passbook in her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 272
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 97.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shazia's Group's $475 loan helped a member to purchase a sewing machine and fabric for her tailoring business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 13, 2012
Currency Exchange Loss:
Oct 17, 2013