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Zamira is 46 years old and has 1 child. She is a very kind and hard-working woman, but her fate has been a difficult one. Her husband left her and their child, and does not provide any child support. Zamira has to manage to meet all expenses on her own. Her tough situation forced her to start her own business as a means of earning an income. For more than 7 years, she has been working in the field of processing and selling dried fruit, such as apricots. In the summer, she picks the apricots, processes them and sells them at the market as dried apricots, and she also sells other fruit that she buys from wholesalers. She is very courteous with her customers, so she has a large clientele. She uses her earnings from the business to pay for her child's food, clothes and education. She now wants to further develop her business. She needs to buy more goods to sell, but she does not have the financial means to do so. Zamira is asking for a loan of 1,500 Tajikistan Somoni to buy dried apricots. She is a repeat borrower of ours and has a good credit history. She is waiting for your kindness and promises to pay back the loan on time.
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Замире 46 лет. Она разведена и на воспитании имеет 1 ребенка. Она очень добрая и трудолюбивая женщина, но судьба у нее очень тяжелая. Ее муж бросил ее с ребенком и не обеспечивает даже своего ребенка. Замире приходится справляться со всеми расходами самой. Трудное условие жизни заставило ее начать бизнес и таким образом найти источник дохода. Уже более 7 лет она занимается переработкой и продажей сухофруктов, как курага. Она летом собирает абрикосы, перерабатывает и продает на местном рынке в виде кураги, а еще часть своего товара она оптом покупает и перепродает. Замира очень вежливо относится клиентам и поэтому у нее много клиентов. Полученный доход от бизнеса она использует для покупки продуктов питания, одежды и образования своего ребенка. Замира хочет развевать бизнес дальше. Она должна купить дополнительый товар для развития бизнеса, однако у нее нет средства для этого. Она запрашивает займ на сумму 1500 сомони для покупки кураги. Она является одной из наших повторных клиентов и имеет хорошее досье. Она ждет вашу доброту и обещает оплатить займ во время.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 209
    View loans »
    Tajikistan Loans Fundraising
  • $31,093,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Zamira to buy dried apricots to develop her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Dec 14, 2012
Currency Exchange Loss:
Jan 18, 2014